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Cash Management
San Diego National Bank’s team of business bankers can help you tailor a cash management program to your growing business’s needs. We offer a variety of solutions that can help you to monitor, predict and respond to future cash flow needs. To learn more about the products and services listed below, contact your local branch.
Online Banking
Our online banking product allows you the ability to access your San Diego National Bank accounts directly from the Internet. You can check your balance position, view account activity (including paid check images), transfer funds between accounts, and initiate outgoing wires as well as a variety of other services.
Sweep Accounts
Automatically moves funds between your deposit accounts and a loan, an investment, or another deposit account.
- Zero balance accounting — Moves funds efficiently between parent and subsidiary accounts
- Business overnight sweep — Automatically transfers excess funds to an FDIC-insured money market to begin earning interest immediately
Lockbox Processing
For those clients who receive a large volume of repetitive monthly payments, San Diego National Bank can establish a lockbox account to collect your payments, deposit them directly into your San Diego National Bank business checking account, and provide you with same-day notification of each amount deposited.
Merchant Card Services
Credit cards are big business. Your ability to accept credit card transactions can increase your sales and also reduce losses and transaction processing costs. San Diego National Bank can provide responsive, affordable merchant processing service on Visa® and MasterCard transactions that can be tailored to your individual needs.
Cash Vault Services
To make your banking even more convenient, San Diego National Bank offers Cash Vault Services to all business clients.
Positive Pay
Check fraud is a growing concern for many businesses today. Our Positive Pay system provides fraud protection to ease these concerns. Clients can electronically upload their check issue files to the bank to ensure that checks processed are paid at the exact amount they were written.
ACH Origination
Whether you are looking to offer direct deposit to your employees or pay your vendors electronically, ACH Origination is a great way to reduce the expense of printed checks and control the timing of your payments.
Desktop Teller
Make deposits directly to your San Diego National Bank accounts without ever having to leave your office. Through the purchase of our Desktop Teller scanner, you can electronically create an image file which is transmitted to the bank for processing on your behalf.
Escrow Services
An escrow agreement protects and balances the interests of all parties to the agreement. San Diego National Bank acts as agent on a variety of escrows from Construction Retention to Securities Offerings.
