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Business Checking

Whether you’re a home-based business or a growing enterprise with locations around the country, we have a business checking account solution that can meet your needs. To learn more about the products and services listed below, contact your local San Diego branch.

Free Business Checking

Free Business Checking is ideal for small businesses, professional practices and sole proprietorships looking for an account with few restrictions.

  • No minimum balance requirement
  • No monthly service charge
  • Up to 200 FREE transactions per month (maximum of $10,000 per month in cash deposits)
  • FREE Visa® Check Card – earn BankRewards® points – 1 point for every $1 in net signature purchases
  • FREE online banking and bill payment
  • FREE online statements
  • Unlimited use of San Diego National ATMs
Unlimited Business Checking

Unlimited Business Checking is ideal for high transacting small businesses, professional practices and sole proprietorships.

  • Unlimited number of FREE transactions (maximum of $10,000 per month in cash deposits)
  • FREE Visa® Check Card – earn BankRewards® points – 1 point for every $1 in net signature purchases
  • FREE online banking and bill payment
  • FREE online statements
  • Unlimited use of San Diego National ATMs
  • No monthly service charge with $3,000 minimum daily account balance or $25,000 minimum daily combined deposit balances in business or personal accounts. Otherwise a $15 monthly service charge applies.
Interest Business Checking

Sole proprietors and non-profit organizations can earn interest on their checking balances with our Interest Business Checking account.

  • Unlimited number of FREE transactions (maximum of $10,000 per month in cash deposits).
  • FREE Visa® Check Card – earn BankRewards® points – 1 point for every $1 in net signature purchases
  • FREE online banking and bill payment
  • FREE online statements
  • Unlimited use of San Diego National ATMs
  • No monthly service charge with $5,000 minimum daily account balance or $25,000 minimum daily combined deposit balances in business or personal accounts. Otherwise a $15 monthly service charge applies.
Account Analysis Checking

A tool that helps you maximize your earnings and minimize your monthly checking service fees. You receive a monthly earnings credit based on your average collected balances, less reserve requirement, that are on deposit. You pay only for those services you use that are not offset by your earnings credit. Account analysis also allows you to combine your account analysis checking accounts enabling us to review your entire relationship.

Attorney Client Trust Account

This interest-earning account is available to all California attorneys and law firms for the purpose of receiving and disbursing client funds. It has no daily minimum balance requirement and earns a variable rate of simple interest. These interest earnings can be used to offset the monthly maintenance fee, after which any remaining interest will be remitted to the California State Bar.