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Commercial Real Estate
San Diego National Bank’s lending specialists are seasoned professionals with extensive experience in the market area. Because each has individual lending authority, you can expect timely approval and funding.
Construction Loans
We offer construction loans, secured by first trust deeds, on most types of commercial properties including office, industrial, retail, hospitality, condominium, multi-family and single-family residential.
Our commercial construction loans feature a variable rate of interest, generally with 12-to 24-month terms. In some cases, the loans may be convertible to longer-term financing at the completion of construction.
The maximum loan amount on a commercial construction loan will depend on the type of property, the level of financial support and other underwriting factors.
Mini-Perm Loans
For longer-term financing of commercial real estate, San Diego National Bank offers semi-permanent loans on many types of existing properties, including office, industrial, anchored and shadow anchored retail, and multi-family residential.
These loans are typically amortized over 20 to 25 years, with a balloon payment due at the end of the term. Rates may be fixed or variable. Loan amounts will depend on property type, operating history, level of financial support and other underwriting factors.
Loans for Acquisition and Development
If you are planning to purchase and develop land for commercial or residential uses, San Diego National Bank’s commercial real estate lending specialists can assist with financing.
Please E-mail our Real Estate Group or call (619) 233-1234 ext. 1326.
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