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Savings, Money Markets & CDs

Financial Solutions to Help Build Your Future

Making the right financial decisions today can make possible the life you want for tomorrow. At San Diego National Bank we have a variety of ways to get you from here to there. To learn more, contact your local branch.

Savings Account

For a low minimum balance, our savings account lets you earn interest on your balances.

  • Statement Savings accounts may be opened with a deposit of $100.
  • If the minimum balance requirement of $300 is met, there is no service charge. Otherwise, a quarterly service charge of $15 applies.
  • The accountholder is entitled to request a VISA® Check Card (as long as the account holder has a checking account as the Card's primary account).
Tiered Money Market Account

Pays you a higher interest rate for higher balances, and offers limited check writing privileges.

  • Account may be opened with a deposit of $2,500 or more.
  • No charge with a $2,500 daily minimum balance. Otherwise, a $10 monthly maintenance fee applies.
  • This account is a tiered-rate account. The following are the tier level balances:
  • $0.01 - $9,999.99
  • $10,000.00 - $24,999.99
  • $25,000.00 - $49,999.99
  • $50,000.00 - $99,999.99
  • $100,000+
  • The account holder is entitled to link the Tiered Money Market account (as a secondary account) to a Visa® Check Card.
Certificates of Deposit

Certificates of Deposit offer a reliable way to grow your savings and/or retirement funds with a fixed, guaranteed rate of return and a variety of terms to fit your needs.

We offer a variety of terms for our Regular Certificates of Deposit, ranging from one month to three years. All regular Certificates of Deposit may be opened with a minimum deposit of $2,500 and earn interest on the entire balance.

Jumbo Certificates of Deposit are perfect for the account holder interested in investing a large amount of money and earning a higher rate of interest. Terms for Jumbo Certificates range from one month to three years. Jumbo Certificates may be opened with a deposit of $100,000 or more.

Retirement Accounts

An IRA with San Diego National Bank will help take you into the future safely and securely. We offer a variety of options to accommodate specific types of Individual Retirement Accounts. Account options include our Fixed Rate and Variable Rate Retirement Certificates of Deposit. We can also assist you with transferring an IRA account from another financial institution.

Visit or call your Relationship Banker for more information on our full range of retirement plans, including:

  • Contributory IRA
  • Rollover IRA
  • Roth IRA
  • SEP IRA
  • SIMPLE IRA
  • Coverdell Education Savings Accounts
  • Profit Sharing and Money Purchase Plans